Many thanks to all for your comments (both those helpful and those entertaining). And don't think I'd not expected the Queen Victoria one!
There's quite a few comments with some overlap, so I'll not address them to individuals.
MY microscope is a trinocular one (from AliExpress. Not sure if the exact one is still online, but it is from this set . I am very pleased with it, I must say and I can see it will have more to offer as time goes on. It does have a camera ( actually one bodged from a cheap webcam with a new housing) and I've written some software to view and capture images so I should be able to add a measuring tool if I wanted to.
The challenge with this is that it's a zoom microscope so I would need to recalibrate my scale (somehow) before taking a measurement. If I was clever I could link the zoom control to the software, I suppose, but that's a whole bunch of mechanical, electrical and software challenges I can do without!
The various suggestions for loups, microscopes and so on are good ideas, but would mean that I would have to measure not under the microscope – particularly a challenge with higher magnifications (I find that it's hard to light the object when your head is an inch away!. Having said that, I think that they could have some good uses (the link from Gerard in particular).
The various grating suggestions are excellent and could be used with the on-screen measuring tool to provide a baseline.
What they don't do (as far as I can see) is allow me to offer the scale up to the object (like a ruler) so I can take a direct reading. Mostly, I guess this could work (and I will probably try this for the few quid they can cost) but I can see scenarios where the grating would have to be out of focus due to where it had to be held.
An option may be to get a calibration plate and cut it off even with the edge of the grating. Might need to practice a bit to get it spot on.
Many thanks again for the input. Some really good food for thought there, even if I've not quite found my ideal
Iain