It would appear from your post that this leak only ‘spurts’ while the boiler is operational. That likely means it is leaking more slowly when off/cold?
Heating may be enlarging the crack due to expansion stresses or the circulation pump is creating rather more pressure than just the static head. If the crack is elongating at each heat cycle the problem may escalate more quickly as time progresses.
The liklihood is that you will suffer a serious flood in the imminent future. Most systems are well protected from explosion but an old boiler may have an inoperative PRV and/or non-functional shut down in the case of over-heat. There may also be a risk with water around electrical parts.
The obvious routes are to change the heat exchanger or the complete installation.
If it is a short term problem with money, your bank will likely provide an overdraft facility which will only cost while overdrawn – not like a hire purchase contract (or loan sharks!).
Doing nothing is a risky choice. Trying to repair is likewise usually a futile exercise and might make things worse.
Total failure over the Christmas/New Year period might double or treble the labour costs involved.
My advice is to get it fixed pronto. Further, insurance companies don’t like claims where the failure is known to be imminent and still ignored – and have been known to decline cover in those situations.