I think construction goes a long way towards rigidity. The very cheap 3020 machines are not as capable of the better more solidly made ones. Much the same as a modern benchtop machine is not as rigid as old iron.
Also consider that your gantry needs to be able to span over the work plus any clamps or vice being used to hold it so another 50mm each side of your 50×50 part is not unreasonable unless you are just going to work on thin material that can be glued down.
Worth looking at some of the unpowered or even powered spindles that have the ER integral to the spindle, depends how much of a project you want it to be or whether you want to just get cutting.