Posted by Chris Crew on 24/08/2022 22:52:14:
Posted by Peter Greene 🇨🇦 on 24/08/2022 22:34:41:
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Well, I thought I was because I would like to think that with the amount of 'grey matter' that exists in the model engineering fraternity no one would ever be taken in by this nonsense…
Unfortunately being intelligent isn't enough protection on it's own because people – all of us – jump to conclusions.
The trap springs when the con seems right.
A man rings up claiming to be your bank; maybe he's knows something about you by harvesting data off the internet, legally or illegally. Worst case, he has your account number. Or perhaps he gets the name of the bank right with a lucky guess – not unlikely because most UK customers are with one of 'The Big Four'.
To reassure you he can quote the banks address and phone numbers, perhaps suggesting you hang up and ring back to be sure. When you do, the line is held open, so he can send you the recording of a dial tone, then ringing, and then he's back. Works because most people don't know how the phone system works, have hazy notions of banking methods in general, and probably no experience of bank security processes. Wait 10 minutes and then call someone else before dialling the bank, and remember most banks say 'WE WILL NEVER RING YOU'.
So, extra dangerous when the victim happens to be expecting a call from the real bank because they're already dealing with a concern. Cons haves an exceptionally good chance of biting when a fake call arrives in the middle of a real concern.
To achieve this, a mastermind sets up a call-centre with an auto-dialer continuously working down a list, or ringing random numbers. When someone answers, a human picks up runs through a script, which will occassionally hook someone. When the auto-dialer is working a list, the mastermind will have collected information that helps reassure the victim. As the danger of being successfully reassured rises the more they know, it's important not to blab private information on the internet.
Fraud and computer misuse are responsible for about half of all crime in the UK. Unfortunately the police have not been resourced to deal with it. The problem has been growing for 30 years without recruiting people, or providing equipment and developing skills. Governments are extremely good at passing impressive new laws and very bad at providing the resources needed to enforce them.
Dave