Hi, being a chemist for more than 45 years I would not let it near a child or adult outside of a workplace or laboratory where people have access to an antidote and have been trained. Those using HF to dissolve rocks used to say its better to not wear gloves as if you have a pin prick you won't know it as HF and ammonium bifluoride / ammonium fluoride does not burn the like sulphuric etc. By the time you feel the burning sensation it will be too late and you can't just wash it off. You also have inhalation hazards with these compounds which can be severe.
Using the ammonium bifluoride as a paste is marginally safer than HF as its less concentrated in terms of fluoride ion concentration. On contact with water it ionises to produce the acid F and H ions hence is acidic. As you say the F attacks the glass,
I hope this help Barry
The above said, it was being used in the USA for cleaning car wheels at car washes until 2000!